There are two main factors to building wealth: making more (income) and spending less. There is a debate in the personal finance area of which is more important. To me, making more and spending less are equally important because it’s all about the “Gap” (or Savings Rate) between them. The bigger the “Gap” between how […]
Trip Report: Washington on a Budget
Hello again! I am back with another trip report for my latest trip to Washington State! If you can tell from my previous posts, I am on a tight budget due to my commitment to paying off my Student Loans ASAP. However, traveling is also a priority. So finding ways to travel frugally is the […]
December 2016 Goals
Hello and welcome back to another month of “my goals” posts! 2016 is coming to an end, and I can’t wait for 2017. Its is going to be the best year yet. I have so many things to look forward to, including: Paying off my Student Loans (projected March 2017) 100% Debt Free by May […]
Simple Tips to Automate Your Finances
Have you ever forgotten to pay a monthly bill? Do you consistently transfer money in and out of your savings account? Do you spend more than a few hours each month managing your money? If you answered yes to any of the questions above, consider Automating! If you have seen any of my goals posts, I try […]
Introduction to Travel Hacking
In the last few years, I have developed a case of “wanderlust”- a strong desire to travel and gain new experiences. In early 2015, one of my best friends “solo” traveled throughout Argentina for about a month. The trip changed him (for the better), and his experience inspired me to make travel a priority for […]
November 2016 Goals
October came and went so fast. During the month I was happy to accomplish some essential goals completed for the blog. I was able to get three new posts under my belt, got a logo for the site, and started connecting with other personal finance bloggers via social media. As November will be my 2nd […]
