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Debt Free Climb

One Millennials journey from debt to debt free

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Adventures

Trip Report: Italy & France on a Budget

May 24, 2017 by Gary

debt free climb travel hacking debt freedom

After a small hiatus, I am back with another trip report! This time I ventured out across the pond to Italy and France for the first time. If you have kept up with my site over the last month or so you may have noticed I finished paying off $55k in student loan debt in […]

Filed Under: Adventures, Debt Freedom, Intentional Decisions Tagged With: Award Travel, Frugal, International, value

Trip Report: Washington on a Budget

December 25, 2016 by Gary

Washington Trip travel hacking

Hello again! I am back with another trip report for my latest trip to Washington State! If you can tell from my previous posts, I am on a tight budget due to my commitment to paying off my Student Loans ASAP. However, traveling is also a priority. So finding ways to travel frugally is the […]

Filed Under: Adventures Tagged With: Budget, budget travel, Seahawks, Travel, Washington

Introduction to Travel Hacking

November 16, 2016 by Gary

travel

In the last few years, I have developed a case of “wanderlust”- a strong desire to travel and gain new experiences. In early 2015, one of my best friends “solo” traveled throughout Argentina for about a month. The trip changed him (for the better), and his experience inspired me to make travel a priority for […]

Filed Under: Adventures, Intentional Decisions Tagged With: Award Travel, credit cards, Travel, Travel Hacking

Trip Report: Colorado on a Budget!

October 6, 2016 by Gary

Colorado Trip

Hey, Guys! Just got back from an awesome trip with my girlfriend in Colorado. Wanted to share my experience with you and show that it’s possible to travel while paying off Student Loans aggressively. The Flight We found a good deal on Southwest Airlines flying from Austin to Denver for $127 round trip. I was […]

Filed Under: Adventures Tagged With: Budget, Colorado, Frugal Outdoor Activities, Outdoors, Rocky Mountains, Saving, Travel

Paying off your Federal Student Loans using a Credit Card

September 20, 2016 by Gary

Student Loan Credit Card

Update: Starting on 1/1/2017 Great Lakes Student and Navient Loans will no longer accept Credit Card Payments :(. However, you can still make payments via “Pre-Paid” Credit Cards. Meaning you can buy Visa or Master Card Gift (debit) Cards with your Credit Card and Pay your Student Loan balance with the “Pre-Paid” Credit Card. Note: […]

Filed Under: Adventures, Debt Freedom Tagged With: credit card, Great Lakes, Navient, Phone, Student Loan, Travel

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Zion National Park DebtFreeClimb My name is Gary, I graduated college overwhelmed by my $55k in student loan debt. It took 3.5 years to climb out of debt and officially debt free in April 2017. I created DebtFreeClimb to share my story and help others in the process. I'm passionate about helping people live intentionally, pay off their debt, build a side income, and travel the world. Check out my full story Here

Student Loan Payoff Progress

My Wife’s Student Loan


Student Loan Paid: $32,500
Student Loan Total: $62,000
Remaining Balance: $29,500
Projected Payoff March 2021

Gary Student Loan


Student Loan Paid: $55,267
Student Loan Total: $55,267
Remaining Balance: $0
Paid off April 2017!

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