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Debt Free Climb

One Millennials journey from debt to debt free

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Debt Freedom

Debtfreeclimb 2020 Update

October 23, 2020 by Gary

national park

I wanted to write this post to give you an update on what’s been going on in our lives in the last four or five months. If you saw my last post, my wife and I have paid off over $30,000 in student loan debt in 3 months earlier this year. Since that post, a […]

Filed Under: Debt Freedom Tagged With: Buying a House, Debt Freedom, Job Hunting, Laid Off, selling a house

DebtFreeClimb v2- Our Debt Freedom Progress Report

June 17, 2020 by Gary

debt freedom start 2020

It’s been a little bit since I last delivered a Debt Freedom post to you all, but I felt like this was a great time to get back in action. I wanted to recap you on the last six months of my life and to let you know that, yes – I am back in […]

Filed Under: Debt Freedom Tagged With: Debt Freedom, Debt Journey, Debt Reduction Calculator, Marriage, Student Loans

My Feature on His & Her Money Podcast!

February 23, 2018 by Gary

DebtFreeClimb Podcast

Hi Everyone! I wanted to make this post to share that I was recently interviewed for the “His & Her Money” Podcast! I have been a big fan of the show and was a weekly listener while I was on my debt free climb, so it was pretty cool to have an opportunity to share […]

Filed Under: Debt Freedom Tagged With: Debt Free, Favorite Resources, Podcast, Reduce Expenses

5 Things I am Thankful for this Year

November 23, 2017 by Gary

thankful debtfreeclimb

Today is Thanksgiving 2017, and I have many things to be thankful for this year. I am excited to eat a ton of great food and spend the Thanksgiving break with friends and family. I thought it would be a good idea to document my thoughts of what I am thankful for this year. Reaching […]

Filed Under: Debt Freedom, Intentional Decisions Tagged With: Friends, goals, thankful, thanksgiving

Hacking Your Biggest Expenses

October 24, 2017 by Gary

hacking your biggest expenses debtfreeclimb

Hacking your biggest expenses is one of the most effective ways to pay off debt and start building wealth. I am a big believer in doing this and attribute my success in paying off over $55k in student loans to hacking my most significant expenses first. Related Post: 4 ways I saved $ and doubled […]

Filed Under: Debt Freedom, Intentional Decisions Tagged With: Auto, Expenses, Food, Housing, save, Track

Q3 2017 Goals

July 5, 2017 by Gary

Half the year is completed and it’s time for another quarterly goals update for 2017! Be sure to check out my Q1 and Q2 goals to see what I have been working on thus far in 2017. My goals are broken up into four categories: financial, education/training, health, and website. I write these goals post […]

Filed Under: Debt Freedom, Intentional Decisions, Side Hustles Tagged With: Blog, Debt Free, Education, goals, Health, Investing, Saving

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Zion National Park DebtFreeClimb My name is Gary, I graduated college overwhelmed by my $55k in student loan debt. It took 3.5 years to climb out of debt and officially debt free in April 2017. I created DebtFreeClimb to share my story and help others in the process. I'm passionate about helping people live intentionally, pay off their debt, build a side income, and travel the world. Check out my full story Here

Student Loan Payoff Progress

My Wife’s Student Loan


Student Loan Paid: $32,500
Student Loan Total: $62,000
Remaining Balance: $29,500
Projected Payoff March 2021

Gary Student Loan


Student Loan Paid: $55,267
Student Loan Total: $55,267
Remaining Balance: $0
Paid off April 2017!

His & Her Money Podcast Interview!

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Financially Well Off Podcast Interview

The Mastermind Within Podcast Interview

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