Today is April 13th, 2017 and I just submitted my final student loan payment! I can finally say I am officially Debt Free! Let me repeat that one more time. I am DEBT FREE!! It has a nice ring to it. 🙂 I have had the goal of becoming debt free ever since I graduated […]
Debt Freedom
Q2 2017 Goals
Can you believe that 2017 is already 1/4 complete and Q2 is upon us? It feels not that long ago that I wrote up my Q1 Goals and began to plan out my ideal 2017. Since January, I have had some successes, some failures, and have learned a lot about myself in the last few months. […]
Create a Debt Payoff Plan
I can still remember the day, in November 2013 when I realized I accrued over $55k in student loan debt. The feeling was crushing, to say the least. I knew I took out student loans each semester for school, but I never put much thought into calculating how much I owed. I never created a […]
Best Ways to Payoff Your Student Loan
As the New Year rolled in, student loan borrowers and their amount of debt continue to increase. According to this article from LendEDU, over 44 million Americans have Student Debt (60% of recent College Grads). The total owed exceeds 1.4 trillion, and the average student loan debt per borrower is ~$30k and climbing. There are many student loan […]
Q1 2017 Goals
Happy New Year Debt Free Climbers! I have officially been blogging for three full months, and I am still thrilled with my decision to start DebtFreeClimb. I have a lot of things to learn and improve upon in 2017, but I am super excited to continue to develop myself and accomplish my goals this year. […]
Spending Recap 2016
There are two main factors to building wealth: making more (income) and spending less. There is a debate in the personal finance area of which is more important. To me, making more and spending less are equally important because it’s all about the “Gap” (or Savings Rate) between them. The bigger the “Gap” between how […]
