Happy New Year Debt Free Climbers! I have officially been blogging for three full months, and I am still thrilled with my decision to start DebtFreeClimb. I have a lot of things to learn and improve upon in 2017, but I am super excited to continue to develop myself and accomplish my goals this year. […]
Debt Freedom
Spending Recap 2016
There are two main factors to building wealth: making more (income) and spending less. There is a debate in the personal finance area of which is more important. To me, making more and spending less are equally important because it’s all about the “Gap” (or Savings Rate) between them. The bigger the “Gap” between how […]
December 2016 Goals
Hello and welcome back to another month of “my goals” posts! 2016 is coming to an end, and I can’t wait for 2017. Its is going to be the best year yet. I have so many things to look forward to, including: Paying off my Student Loans (projected March 2017) 100% Debt Free by May […]
Paying off your Federal Student Loans using a Credit Card
Update: Starting on 1/1/2017 Great Lakes Student and Navient Loans will no longer accept Credit Card Payments :(. However, you can still make payments via “Pre-Paid” Credit Cards. Meaning you can buy Visa or Master Card Gift (debit) Cards with your Credit Card and Pay your Student Loan balance with the “Pre-Paid” Credit Card. Note: […]
4 Ways I Saved $ and doubled my Student Loan Payments!
An essential part of paying off Student Loan debt is identifying key areas to save money. In the last few years, I have audited all my expenses and identified areas where I could cut back. It is important to focus on the expenses that yield the biggest bang for your buck – i.e your largest […]
