When you think of your most substantial expense this year what do you think? The majority of people might say housing, or maybe tuition/student loans, or a car.The crazy part is that people forget that taxes is probably their most significant expense (or at least one of the biggest). Before you start complaining about how much you […]
Intentional Decisions
Trip Report: Colorado on a Budget v2
After a brief hiatus from blogging, I am happy to say I am back with another trip report! I post my trip reports because I enjoy showing people that it’s possible to go on great trips for very cheap. Sometimes I hear people say they don’t have time or money to go on trips. Fortunately, […]
Q3 2017 Goals
Half the year is completed and it’s time for another quarterly goals update for 2017! Be sure to check out my Q1 and Q2 goals to see what I have been working on thus far in 2017. My goals are broken up into four categories: financial, education/training, health, and website. I write these goals post […]
Emergency Funds
For the longest time, it was ingrained into me to keep at least $1k in a savings account for an emergency. I used this principle for the last three years of my life while in student loan debt. In hindsight, I was taking a risk by only having $1k saved for emergencies. Now that I am […]
Trip Report: Italy & France on a Budget
After a small hiatus, I am back with another trip report! This time I ventured out across the pond to Italy and France for the first time. If you have kept up with my site over the last month or so you may have noticed I finished paying off $55k in student loan debt in […]
Review: Dave Ramsey’s Smart Conference 2017
Last weekend I attended Dave Ramsey’s Smart Conference in San Antonio, Texas. My sister told me about the conference in November and mentioned she would be attending. Highly interested, my girlfriend and I decided to sign up as well. I knew the impact Dave Ramsey had on me during my journey to get out of […]
