Last weekend I attended Dave Ramsey’s Smart Conference in San Antonio, Â Texas. My sister told me about the conference in November and mentioned she would be attending. Highly interested, my girlfriend and I decided to sign up as well. I knew the impact Dave Ramsey had on me during my journey to get out of […]
Intentional Decisions
I’m Debt Free!! How I paid off Over $55k in Student Loan Debt in 3.5 Years!
Today is April 13th, 2017 and I just submitted my final student loan payment! I can finally say I am officially Debt Free! Let me repeat that one more time. I am DEBT FREE!! It has a nice ring to it. 🙂 I have had the goal of becoming debt free ever since I graduated […]
Q2 2017 Goals
Can you believe that 2017 is already 1/4 complete and Q2 is upon us? It feels not that long ago that I wrote up my Q1 Goals and began to plan out my ideal 2017. Since January, I have had some successes, some failures, and have learned a lot about myself in the last few months. […]
My First Used Car Buying Experience
My senior year of college I worked out a deal with my parents (to cosign), so I could get a new car. I ended up leasing (da daa daaaaa) a brand new 2013 Toyota Tacoma truck. The terms of the lease contract were $400 a month for 36 months. At the time, the Toyota Tacoma was […]
Create a Debt Payoff Plan
I can still remember the day, in November 2013 when I realized I accrued over $55k in student loan debt. The feeling was crushing, to say the least. I knew I took out student loans each semester for school, but I never put much thought into calculating how much I owed. I never created a […]
Best Ways to Payoff Your Student Loan
As the New Year rolled in, student loan borrowers and their amount of debt continue to increase. According to this article from LendEDU, over 44 million Americans have Student Debt (60% of recent College Grads). The total owed exceeds 1.4 trillion, and the average student loan debt per borrower is ~$30k and climbing. There are many student loan […]