In the past year, I have developed a passion for tracking parts of my life. This was because I noticed that when I do track parts of my life, I’m more productive and more likely to accomplish my goals. Taking the action of documenting different aspects of your life (whether it’s keeping track in a journal […]
Intentional Decisions
Q1 2017 Goals
Happy New Year Debt Free Climbers! I have officially been blogging for three full months, and I am still thrilled with my decision to start DebtFreeClimb. I have a lot of things to learn and improve upon in 2017, but I am super excited to continue to develop myself and accomplish my goals this year. […]
Track Your Finances Closely This Year
Many people get into bad financial situations without knowing it. Avoid dangerous financial situations by making a commitment to track your money more closely this year! What would happen if your car broke down, you got sick or injured unexpectedly, or if your job let you go? Would you be able to support yourself and your […]
Spending Recap 2016
There are two main factors to building wealth: making more (income) and spending less. There is a debate in the personal finance area of which is more important. To me, making more and spending less are equally important because it’s all about the “Gap” (or Savings Rate) between them. The bigger the “Gap” between how […]
December 2016 Goals
Hello and welcome back to another month of “my goals” posts! 2016 is coming to an end, and I can’t wait for 2017. Its is going to be the best year yet. I have so many things to look forward to, including: Paying off my Student Loans (projected March 2017) 100% Debt Free by May […]
Simple Tips to Automate Your Finances
Have you ever forgotten to pay a monthly bill? Do you consistently transfer money in and out of your savings account? Do you spend more than a few hours each month managing your money? If you answered yes to any of the questions above, consider Automating! If you have seen any of my goals posts, I try […]