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Debt Free Climb

One Millennials journey from debt to debt free

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Intentional Decisions

Introduction to Travel Hacking

November 16, 2016 by Gary

travel

In the last few years, I have developed a case of “wanderlust”- a strong desire to travel and gain new experiences. In early 2015, one of my best friends “solo” traveled throughout Argentina for about a month. The trip changed him (for the better), and his experience inspired me to make travel a priority for […]

Filed Under: Adventures, Intentional Decisions Tagged With: Award Travel, credit cards, Travel, Travel Hacking

November 2016 Goals

November 2, 2016 by Gary

Goals

October came and went so fast. During the month I was happy to accomplish some essential goals completed for the blog. I was able to get three new posts under my belt, got a logo for the site, and started connecting with other personal finance bloggers via social media. As November will be my 2nd […]

Filed Under: Intentional Decisions Tagged With: Blog, Debt Free, Meditation, Personal Development, Social Media, Student Loans

8 Reasons to Spend More Time at the Library!

October 24, 2016 by Gary

Library

If you haven’t noticed, your public library is not what it used to be. Now, the library offers much more than just checking out books. As technology improves, so does the library, offering many new ways to learn and entertain. In the past, many library services have been underutilized because the mass population isn’t aware of […]

Filed Under: Intentional Decisions Tagged With: audiobooks, Free, Freegal, Hoopla, library, Overdrive, Perks, save, value

October 2016 Goals

September 30, 2016 by Gary

Goals

In September, I finally decided to take the plunge and start up this website to share my personal finance journey. So far after about ten days it’s been pretty exciting and overwhelming. I am a total newbie when it comes Website design, so I’ve spent most of my free time YouTubing WordPress “how to” videos and […]

Filed Under: Intentional Decisions Tagged With: Blog, Debt, goals, Mediation, Personal Finance, Student Loans, website

4 Ways I Saved $ and doubled my Student Loan Payments!

September 16, 2016 by Gary

Student Loan

An essential part of paying off Student Loan debt is identifying key areas to save money. In the last few years, I have audited all my expenses and identified areas where I could cut back. It is important to focus on the expenses that yield the biggest bang for your buck – i.e your largest […]

Filed Under: Debt Freedom, Intentional Decisions Tagged With: Cut the Cord, Gym Membership, Roomate, Saving, Student Loan, Used Car

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Zion National Park DebtFreeClimb My name is Gary, I graduated college overwhelmed by my $55k in student loan debt. It took 3.5 years to climb out of debt and officially debt free in April 2017. I created DebtFreeClimb to share my story and help others in the process. I'm passionate about helping people live intentionally, pay off their debt, build a side income, and travel the world. Check out my full story Here

Student Loan Payoff Progress

My Wife’s Student Loan


Student Loan Paid: $32,500
Student Loan Total: $62,000
Remaining Balance: $29,500
Projected Payoff March 2021

Gary Student Loan


Student Loan Paid: $55,267
Student Loan Total: $55,267
Remaining Balance: $0
Paid off April 2017!

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