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Debt Free Climb

One Millennials journey from debt to debt free

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Award Travel

Trip Report: Our Honeymoon (not on a budget)

February 7, 2020 by Gary

debtfreeclimb honeymoon bali

Welcome back to another trip report post! In this post, I will recap my recent honeymoon trip to Bali, Indonesia, as well as Singapore! A 2 for one special. Posting my trip reports are one of my favorite parts of having my blog as I get to recap how anyone can travel for cheap if […]

Filed Under: Adventures Tagged With: Award Travel, Bali, honeymoon, Singapore, Travel Hacking, wedding

Trip Report: Hawaii on a Budget!

November 25, 2019 by Gary

debtfreeclimb hawaii

Welcome back to another trip report post! In this post, I will recap my recent trip to Oahu, Hawaii! Its been over a year since my last trip report, so this one is way overdue. Posting my trip reports are one of my favorite parts of having my blog as I get to recap how […]

Filed Under: Adventures Tagged With: Award Travel, budget travel, hawaii, Travel Hacking

Wedding Planning & Honeymoon Update

July 19, 2019 by Gary

debtfreeclimb wedding Honeymoon travel hacking

I can’t believe it, but I am 6 months away from our wedding. Time has gone very fast since we were engaged in September 2018. I wanted to write this post to catch yall up on what has happened (wedding planning wise) since my last update (way back in March 2019). My goal for paying […]

Filed Under: Adventures, Intentional Decisions Tagged With: Award Travel, Travel Hacking, Wedding Expenses, Wedding Planning

Plans for a Free Honeymoon via Travel Hacking

March 8, 2019 by Gary

honeymoon debtfreeclimb

If you had read my blog before you most likely came across many posts about my love for travel. I discovered travel hacking in 2015 and have been hooked on optimizing my largest travel costs to travel more, for less. In the last few years, I have gone on many trips that I wouldn’t have […]

Filed Under: Adventures Tagged With: Award Travel, honeymoon, Travel, Travel Hacking, wedding

Trip Report: Italy & France on a Budget

May 24, 2017 by Gary

debt free climb travel hacking debt freedom

After a small hiatus, I am back with another trip report! This time I ventured out across the pond to Italy and France for the first time. If you have kept up with my site over the last month or so you may have noticed I finished paying off $55k in student loan debt in […]

Filed Under: Adventures, Debt Freedom, Intentional Decisions Tagged With: Award Travel, Frugal, International, value

Introduction to Travel Hacking

November 16, 2016 by Gary

travel

In the last few years, I have developed a case of “wanderlust”- a strong desire to travel and gain new experiences. In early 2015, one of my best friends “solo” traveled throughout Argentina for about a month. The trip changed him (for the better), and his experience inspired me to make travel a priority for […]

Filed Under: Adventures, Intentional Decisions Tagged With: Award Travel, credit cards, Travel, Travel Hacking

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Zion National Park DebtFreeClimb My name is Gary, I graduated college overwhelmed by my $55k in student loan debt. It took 3.5 years to climb out of debt and officially debt free in April 2017. I created DebtFreeClimb to share my story and help others in the process. I'm passionate about helping people live intentionally, pay off their debt, build a side income, and travel the world. Check out my full story Here

Student Loan Payoff Progress

My Wife’s Student Loan


Student Loan Paid: $32,500
Student Loan Total: $62,000
Remaining Balance: $29,500
Projected Payoff March 2021

Gary Student Loan


Student Loan Paid: $55,267
Student Loan Total: $55,267
Remaining Balance: $0
Paid off April 2017!

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