It took my girlfriend over two years to convince me to get a dog. The subtle, funny dog memes and videos broke me down over time and last summer (2017) I finally gave in and agreed to start the process. For the last four years I have lived frugally to pay off debt and increase […]
Expenses
Hacking Your Biggest Expenses
Hacking your biggest expenses is one of the most effective ways to pay off debt and start building wealth. I am a big believer in doing this and attribute my success in paying off over $55k in student loans to hacking my most significant expenses first. Related Post: 4 ways I saved $ and doubled […]
Spending Recap 2016
There are two main factors to building wealth: making more (income) and spending less. There is a debate in the personal finance area of which is more important. To me, making more and spending less are equally important because it’s all about the “Gap” (or Savings Rate) between them. The bigger the “Gap” between how […]
