That’s right; we are finally all moved into our first home. Meaning I am officially a homeowner! Check it off the bucket list. via GIPHY How I Did It After I became debt free in 2017, I began planning my next move. I built up my emergency fund, increased contributions to my 401k, maxed out […]
Expenses
True Cost of Dog Ownership – First 6 Months
It took my girlfriend over two years to convince me to get a dog. The subtle, funny dog memes and videos broke me down over time and last summer (2017) I finally gave in and agreed to start the process. For the last four years I have lived frugally to pay off debt and increase […]
Hacking Your Biggest Expenses
Hacking your biggest expenses is one of the most effective ways to pay off debt and start building wealth. I am a big believer in doing this and attribute my success in paying off over $55k in student loans to hacking my most significant expenses first. Related Post: 4 ways I saved $ and doubled […]
Spending Recap 2016
There are two main factors to building wealth: making more (income) and spending less. There is a debate in the personal finance area of which is more important. To me, making more and spending less are equally important because it’s all about the “Gap” (or Savings Rate) between them. The bigger the “Gap” between how […]
