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Debt Free Climb

One Millennials journey from debt to debt free

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Personal Finance

Emergency Funds

June 8, 2017 by Gary

emergency fund

For the longest time, it was ingrained into me to keep at least $1k in a savings account for an emergency. I used this principle for the last three years of my life while in student loan debt. In hindsight, I was taking a risk by only having $1k saved for emergencies. Now that I am […]

Filed Under: Intentional Decisions Tagged With: Emergency Fund, High Interest Savings Accounts, Personal Finance, Roth IRA, Savings Account

I’m Tracking Everything!

January 28, 2017 by Gary

Tracking Everything

In the past year, I have developed a passion for tracking parts of my life. This was because I noticed that when I do track parts of my life, I’m more productive and more likely to accomplish my goals. Taking the action of documenting different aspects of your life (whether it’s keeping track in a journal […]

Filed Under: Intentional Decisions Tagged With: Automate, Driving, Fintech, Fitness, Managing your life, Personal Finance, Social Media, Time, Tracking, TV

Q1 2017 Goals

January 10, 2017 by Gary

Q1 2017 Goals

Happy New Year Debt Free Climbers! I have officially been blogging for three full months, and I am still thrilled with my decision to start DebtFreeClimb. I have a lot of things to learn and improve upon in 2017, but I am super excited to continue to develop myself and accomplish my goals this year. […]

Filed Under: Debt Freedom, Intentional Decisions Tagged With: Blog, Education, goals, Health, Increase Income, Personal Finance, Social Media, Student Loans, Training

October 2016 Goals

September 30, 2016 by Gary

Goals

In September, I finally decided to take the plunge and start up this website to share my personal finance journey. So far after about ten days it’s been pretty exciting and overwhelming. I am a total newbie when it comes Website design, so I’ve spent most of my free time YouTubing WordPress “how to” videos and […]

Filed Under: Intentional Decisions Tagged With: Blog, Debt, goals, Mediation, Personal Finance, Student Loans, website

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Zion National Park DebtFreeClimb My name is Gary, I graduated college overwhelmed by my $55k in student loan debt. It took 3.5 years to climb out of debt and officially debt free in April 2017. I created DebtFreeClimb to share my story and help others in the process. I'm passionate about helping people live intentionally, pay off their debt, build a side income, and travel the world. Check out my full story Here

Student Loan Payoff Progress

My Wife’s Student Loan


Student Loan Paid: $32,500
Student Loan Total: $62,000
Remaining Balance: $29,500
Projected Payoff March 2021

Gary Student Loan


Student Loan Paid: $55,267
Student Loan Total: $55,267
Remaining Balance: $0
Paid off April 2017!

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