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Debt Free Climb

One Millennials journey from debt to debt free

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Student Loans

DebtFreeClimb v2- Our Debt Freedom Progress Report

June 17, 2020 by Gary Leave a Comment

debt freedom start 2020

It’s been a little bit since I last delivered a Debt Freedom post to you all, but I felt like this was a great time to get back in action. I wanted to recap you on the last six months of my life and to let you know that, yes – I am back in […]

Filed Under: Debt Freedom Tagged With: Debt Freedom, Debt Journey, Debt Reduction Calculator, Marriage, Student Loans

I’m Debt Free!! How I paid off Over $55k in Student Loan Debt in 3.5 Years!

April 13, 2017 by Gary 17 Comments

Debt Free

Today is April 13th, 2017 and I just submitted my final student loan payment! I can finally say I am officially Debt Free! Let me repeat that one more time. I am DEBT FREE!! It has a nice ring to it. 🙂 I have had the goal of becoming debt free ever since I graduated […]

Filed Under: Debt Freedom, Intentional Decisions, Side Hustles Tagged With: Automate, Debt Free, Earn, Plan, Positive, Refinance, Student Loans, Tracking

Create a Debt Payoff Plan

March 8, 2017 by Gary 6 Comments

Debt Payoff Plan

I can still remember the day, in November 2013 when I realized I accrued over $55k in student loan debt. The feeling was crushing, to say the least. I knew I took out student loans each semester for school, but I never put much thought into calculating how much I owed. I never created a […]

Filed Under: Debt Freedom, Intentional Decisions Tagged With: Debt, Debt Reduction Calculator, Organizing, Planning, Strategies, Student Loans

Q1 2017 Goals

January 10, 2017 by Gary Leave a Comment

Q1 2017 Goals

Happy New Year Debt Free Climbers! I have officially been blogging for three full months, and I am still thrilled with my decision to start DebtFreeClimb. I have a lot of things to learn and improve upon in 2017, but I am super excited to continue to develop myself and accomplish my goals this year. […]

Filed Under: Debt Freedom, Intentional Decisions Tagged With: Blog, Education, goals, Health, Increase Income, Personal Finance, Social Media, Student Loans, Training

December 2016 Goals

December 7, 2016 by Gary 2 Comments

Goals

Hello and welcome back to another month of “my goals” posts! 2016 is coming to an end, and I can’t wait for 2017. Its is going to be the best year yet. I have so many things to look forward to, including: Paying off my Student Loans (projected March 2017) 100% Debt Free by May […]

Filed Under: Debt Freedom, Intentional Decisions Tagged With: Blog, Education, goals, Meditate, Student Loans

November 2016 Goals

November 2, 2016 by Gary Leave a Comment

Goals

October came and went so fast. During the month I was happy to accomplish some essential goals completed for the blog. I was able to get three new posts under my belt, got a logo for the site, and started connecting with other personal finance bloggers via social media. As November will be my 2nd […]

Filed Under: Intentional Decisions Tagged With: Blog, Debt Free, Meditation, Personal Development, Social Media, Student Loans

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Zion National Park DebtFreeClimb My name is Gary, I graduated college overwhelmed by my $55k in student loan debt. It took 3.5 years to climb out of debt and officially debt free in April 2017. I created DebtFreeClimb to share my story and help others in the process. I'm passionate about helping people live intentionally, pay off their debt, build a side income, and travel the world. Check out my full story Here

Student Loan Payoff Progress

My Wife’s Student Loan


Student Loan Paid: $32,500
Student Loan Total: $62,000
Remaining Balance: $29,500
Projected Payoff March 2021

Gary Student Loan


Student Loan Paid: $55,267
Student Loan Total: $55,267
Remaining Balance: $0
Paid off April 2017!

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