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Debt Free Climb

One Millennials journey from debt to debt free

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Student Loans

DebtFreeClimb v2- Our Debt Freedom Progress Report

June 17, 2020 by Gary

debt freedom start 2020

It’s been a little bit since I last delivered a Debt Freedom post to you all, but I felt like this was a great time to get back in action. I wanted to recap you on the last six months of my life and to let you know that, yes – I am back in […]

Filed Under: Debt Freedom Tagged With: Debt Freedom, Debt Journey, Debt Reduction Calculator, Marriage, Student Loans

I’m Debt Free!! How I paid off Over $55k in Student Loan Debt in 3.5 Years!

April 13, 2017 by Gary

Debt Free

Today is April 13th, 2017 and I just submitted my final student loan payment! I can finally say I am officially Debt Free! Let me repeat that one more time. I am DEBT FREE!! It has a nice ring to it. 🙂 I have had the goal of becoming debt free ever since I graduated […]

Filed Under: Debt Freedom, Intentional Decisions, Side Hustles Tagged With: Automate, Debt Free, Earn, Plan, Positive, Refinance, Student Loans, Tracking

Create a Debt Payoff Plan

March 8, 2017 by Gary

Debt Payoff Plan

I can still remember the day, in November 2013 when I realized I accrued over $55k in student loan debt. The feeling was crushing, to say the least. I knew I took out student loans each semester for school, but I never put much thought into calculating how much I owed. I never created a […]

Filed Under: Debt Freedom, Intentional Decisions Tagged With: Debt, Debt Reduction Calculator, Organizing, Planning, Strategies, Student Loans

Q1 2017 Goals

January 10, 2017 by Gary

Q1 2017 Goals

Happy New Year Debt Free Climbers! I have officially been blogging for three full months, and I am still thrilled with my decision to start DebtFreeClimb. I have a lot of things to learn and improve upon in 2017, but I am super excited to continue to develop myself and accomplish my goals this year. […]

Filed Under: Debt Freedom, Intentional Decisions Tagged With: Blog, Education, goals, Health, Increase Income, Personal Finance, Social Media, Student Loans, Training

December 2016 Goals

December 7, 2016 by Gary

Goals

Hello and welcome back to another month of “my goals” posts! 2016 is coming to an end, and I can’t wait for 2017. Its is going to be the best year yet. I have so many things to look forward to, including: Paying off my Student Loans (projected March 2017) 100% Debt Free by May […]

Filed Under: Debt Freedom, Intentional Decisions Tagged With: Blog, Education, goals, Meditate, Student Loans

November 2016 Goals

November 2, 2016 by Gary

Goals

October came and went so fast. During the month I was happy to accomplish some essential goals completed for the blog. I was able to get three new posts under my belt, got a logo for the site, and started connecting with other personal finance bloggers via social media. As November will be my 2nd […]

Filed Under: Intentional Decisions Tagged With: Blog, Debt Free, Meditation, Personal Development, Social Media, Student Loans

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Zion National Park DebtFreeClimb My name is Gary, I graduated college overwhelmed by my $55k in student loan debt. It took 3.5 years to climb out of debt and officially debt free in April 2017. I created DebtFreeClimb to share my story and help others in the process. I'm passionate about helping people live intentionally, pay off their debt, build a side income, and travel the world. Check out my full story Here

Student Loan Payoff Progress

My Wife’s Student Loan


Student Loan Paid: $32,500
Student Loan Total: $62,000
Remaining Balance: $29,500
Projected Payoff March 2021

Gary Student Loan


Student Loan Paid: $55,267
Student Loan Total: $55,267
Remaining Balance: $0
Paid off April 2017!

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